Privacy Policy
Compliant with revDPA / nDPA (Switzerland) and GDPR (EU). Last updated: 27/06/2026
1. Data Controller
BEARER · Rajendran — Bhirannavan Rajendran, Neufeldstrasse 116, 3012 Bern, Switzerland.
Email: rajendran.bhirannavan@gmail.com
Due to the small size, there is no obligation to appoint a data protection advisor (Art. 10 revDPA).
2. Data we process
- Account data: email, password hash (bcrypt), handle, language, skills, bio.
- Project data: title, description, budget, status, ratings.
- Payment data: Stripe checkout session IDs, amounts, currencies. Credit card data is processed exclusively by Stripe — we do not store it.
- Technical data: IP address (truncated), user agent, timestamps, API logs (for abuse detection, rate-limiting).
- Cookies: only functional cookies (login token, language choice, banner dismissal). No tracking, no analytics, no advertising cookies.
3. Purposes and legal bases
- Contract performance (Art. 31(2)(a) revDPA / Art. 6(1)(b) GDPR): account management, project and escrow processing, payment processing.
- Legitimate interest (Art. 31(1) revDPA / Art. 6(1)(f) GDPR): IT security, abuse prevention, logs, rate-limiting.
- Legal obligation (Art. 31(1) revDPA / Art. 6(1)(c) GDPR): tax and accounting retention obligations (10 years under Swiss CO).
- Consent (Art. 6(6) revDPA / Art. 6(1)(a) GDPR): optional newsletter / marketing emails (currently inactive).
4. Processors and recipients
We use the following providers. Data processing agreements (DPAs) are in place with all of them:
- Stripe Payments Europe Ltd. (Irland) — Zahlungsabwicklung. Privacy: stripe.com/privacy
- MongoDB Atlas (EU-Region) — Datenbank-Hosting.
- Emergent Labs Inc. (USA) — Application Hosting & LLM Gateway.
- CoinGecko (Singapur) — öffentliche Wechselkurse (keine Personendaten übermittelt).
- OpenAI / Anthropic / Google (via Emergent LLM Gateway) — AI-Match-Scoring (anonymisierte Skill-Strings, keine Identifikatoren).
Data transfer to third countries (USA): based on EU Standard Contractual Clauses and/or adequacy decision.
5. Retention period
- Account data: until deletion by the user.
- Invoice and payment data: 10 years (Art. 958f Swiss CO / § 147 AO).
- Server logs: 90 days, then automatic deletion.
- Inactive accounts: deletion after 24 months of inactivity (with prior notice).
6. Your rights
You have the following rights at any time (Art. 25 et seq. revDPA / Art. 15 et seq. GDPR):
- Access to data stored about you.
- Rectification of inaccurate data.
- Erasure ("right to be forgotten") — unless legal retention obligations apply.
- Restriction of processing.
- Data portability (machine-readable format).
- Objection to processing based on legitimate interests.
- Withdrawal of consent (with effect for the future).
- Complaint to the FDPIC (Switzerland) or an EU data protection authority.
In the dashboard you will find endpoints for self-service data export and account deletion.
7. Cookies and local storage
We use only technically necessary cookies and localStorage entries:
- sc_token — JWT-Login-Token (Session)
- sc_lang — Sprachwahl (DE/EN)
- sc_beta_dismissed — Banner-Status
- sc_cookie_consent — Cookie-Banner-Zustimmung
No advertising cookies, no tracking, no third-party analytics.
8. Security
- Transport encryption (TLS 1.3) via HTTPS.
- Password hashing with bcrypt (cost factor 12).
- JWT with short lifetime and token rotation.
- Rate-limiting and brute-force protection on all auth endpoints.
- Idempotency keys on financial endpoints to prevent double-bookings.
9. Changes to this policy
We reserve the right to update this privacy policy. The current version is always available on this page.